Recently the Arizona Court of Appeals refused to hear a case brought by two chiropractors against the Arizona State Insurance Director for what they allege were violations of the anti-discrimination statute.  The chiropractors contended that they are entitled to be reimbursed for their services just like any other health care professional.  Insurance companies have fought coverage for chiropractors arguing that such coverage drives up costs.  If you are injured and need treatment carefully review your health care insurance coverage.  Your company may have different co-payments, limitations on treatment and/or exclusions for chiropractors as opposed to other health care providers, including physical therapists. Soft tissue injuries may be better treated by a physical therapist, whose charges might be more fully covered by your health care insurance, thus saving you out of pocket expenses.